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Empty homes loans and grants

Empty homes loans

Loans are available to help owners carry out works to bring empty homes back into use. Loans of up to £20,000 are available at a fixed rate of 4.2%, for a maximum term of ten years.

Loans are administered by our partners, Lendology, please visit their website for more information.

Grants

Grants may be available towards the cost of bringing an empty home back into use.

Minor works assistance

Help towards the cost of bringing an empty home back into use is available to owners who are in receipt of a means tested, or long term disability benefit, or for applicants aged 70 or over. The maximum grant available is £2,500.

For more information, please see Section 3 of our Housing Grant and Loan Policy

When this content has been updated

Last updated 1 May 2025