4. Letters from the court
If your lender has started legal action to recover the money you owe or repossess your home you will get letters from the court to let you know. It’s not always easy to distinguish a court letter from a solicitor's letter. If you're unsure about what your letter means, call Citizens Advice or your local Housing Options Team.
You should take some time to prepare for the court hearing and gather the information and evidence that may support your defence.
Even if you get a letter asking you to attend a court hearing, it's still not too late to save your home. You may be able to prevent repossession at any stage of the process.