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Shared ownership

Shared ownership schemes are a cross between buying and renting and aimed mainly at first-time buyers. You own a share of your home and then rent the part you don't own at a reduced rate.

The government has created the Help to Buy schemes, including Help to Buy: Shared Ownership and Help to Buy: Equity Loan to help hard-working people to buy their own home.

Help to Buy offer can offer impartial advice on all the schemes available.

www.helptobuy.gov.uk

When this content has been updated

Last updated 11 June 2025